Table 5 Hypotheses testing.

From: Enablers and disablers for contactless payment acceptance among Malaysian adults

Hypotheses

Path

p-value

t-value

Remark

H1

PEOU → CPA

0.001*

3.750

Supported

H2

PU → CPA

0.001*

4.965

Supported

H3

OPT → CPA

0.288

1.063

Not Supported

H4

COM → CPA

0.416

0.813

Not Supported

H5

SS → CPA

0.158

–1.412

Not Supported

H6

ENJ → CPA

0.072

1.800

Not Supported

H8

LOA → CPA

0.008*

–2.649

Supported

H9

DISC → CPA

0.001*

–3.582

Supported

  1. PEOU perceived ease of use, PU perceived use, OPT optimism, COM compatibility, SS status symbol, ENJ enjoyment, LOA lack of awareness, DISC discomfort.
  2. *significant at p < 0.05.
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