The Geneva Papers on Risk and Insurance (2001) 26, 311–322. doi:10.1111/1468-0440.00115
Integrated Financial Services – A Framework for Success: Synergies in Insurance, Banking, and Asset Management
1Chairman of the Executive Board, ING Group
*The author wishes to acknowledge the contribution to this paper from Patrick Dwyer, Francis Ruygt, and Richard Wofford.




