The Geneva Papers on Risk and Insurance Issues and Practice

TABLE 9

FROM:

Insurers are not Banks: Assessing Liquidity, Efficiency and Solvency Risk Under Alternative Approaches to Capital Adequacy

Paul Kupiec and David Nickerson

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Table 9. Limits to trade imposed by asymmetric information

State Probability Type A project production Type B project production Aggregate production Aggregate available insurance contracts Aggregate riskless production Aggregate available bank deposits
101.54.5300150300150
2049650400300150
30512850500300150
4010101,0001,000300150
50125850500300150
6094650400300150
704.51.5300150300150

 Stock of alternative (riskless) financial claims available in model economy, under risk-neutral distribution, owing to asymmetric information.

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