^aCentrala Zakadu Ubezpieczeñ Spoecznych, ul. Czerniakowska 16, Warszawa 00–701, Poland. E-mail: Wiktorowa@zus.pl

Abstract

After an introduction comparing pension reforms in Poland and in the rest of Europe and the world, the article describes and analyses the Polish reformed old-age pension system and its prospects. As the general architecture of the system has now been determined, some important parts are yet to be decided, in particular the payment institution of the second pillar. The author points out some fundamental questions such as the adequacy of pension benefits, state guarantees, and gender inequalities that are connected with the new system and which need to be challenged.