TABLE 1
FROM:
Role of Insurance in Reducing Flood Risk
David Crichton
BACK TO ARTICLETable 1. The insurance templatea
| Type of housing | Return period (years) |
|---|---|
| Sheltered housing, and homes for the disabled and elderly | 1,000 |
| Children's homes, boarding schools, hotels, hostels | 750 |
| Basement flats | 750 |
| Single storey homes without escape skylights | 500 |
| Ground floor flats | 500 |
| Flashy' catchments (little or no flood warning available) | 500 |
| Single storey homes with escape skylights | 300 |
| All other residential property | 200 |
a Crichton (1998).
Return period up to the year 2050 in each case, taking climate change into account. © D. Crichton (1998).
Extract from the residential property section of the "insurance template".
Standard of protection that insurers are prepared to cover at normal terms.