TABLE 1
FROM:
The Long-Term Care Insurance Market
Denis Kessler
BACK TO ARTICLETable 1. Three ways of measuring loss of autonomy
| Katz scale (used throughout the world) | ||
|---|---|---|
| Activities of daily life (used by French insurers) | Activities of daily life (used by American insurers) | The AGGIR scale, the French national system on which the personal LTC allowance is based (used by public authorities and certain French insurers) |
| Bathing | Bathing | Bedridden or confined to an armchair + mental faculties severely impaired |
| Dressing | Dressing | Confined or impaired mental faculties |
| Transferring | Transferring | Help several times a day for ADLs |
| Eating | Toilet use | Loss of autonomy for more than one ADL |
| — | Eating | Occasional help for bathing and home care |
| — | Continence | Autonomous |
| Loss of autonomy = inability to carry out 2 of these 4 activities without the help of a third person | Loss of autonomy = inability to carry out 2 of these 6 activities without the help of a third person | Loss of autonomy = belonging to one of the first 4 categories above |