Original Article
Risk Management (2009) 11, 135–153. doi:10.1057/rm.2009.2
How do retail depositors perceive foreign-owned bank risk: Evidence from New Zealand
David Tripea, M L McIntyreb and Jacob G Wooda
- aCentre for Banking Studies, Massey University, Private Bag 11-222, Palmerston North, New Zealand. E-mails: D.W.Tripe@massey.ac.nz; woody@onemail.net.nz
- bSprott School of Business, Carleton University, 1125 Colonel By Drive, Ottawa, Ontario, Canada K1H 6S6. E-mail: mmcintyr@sprott.carleton.ca
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Abstract
In this study, we examine retail depositors' knowledge of foreign ownership in the New Zealand banking market, and their attitudes towards the risks of foreign-owned banks. We find that respondents do not perceive foreign banks to be a great deal more risky, although it is not clear that respondents identify the long established, incumbent banks as being foreign-owned.
Keywords:
risk, foreign ownership, banking
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